Applicants to a program are accepted as follows:
10% are accepted in the first year of the program.
30% are accepted in years 2-5 of the program.
20% are accepted in years 6-10 of the program.
40% are not accepted at all.
What percentage of applicants are accepted in the first year or not accepted at all?
a) 50%
b) 60%
c) 70%
d) 40%